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Membership Sharing Program

If you don’t want to empty your wallet on increasing health care costs, our Catastrophic health care Program is our most affordable health sharing Membership.

Membership Sharing Program

If you don’t want to empty your wallet on increasing health care costs, our Catastrophic health care Program is our most affordable health sharing Membership.

The OneShare Health Catastrophic health plan is an alternative to Catastrophic medical insurance that can provide cheap health sharing.

It's the ideal solution for individuals in good health who want to be prepared for any unexpected healthcare needs without breaking the bank!

(Waiting Periods and Pre-Existing Condition limitations apply.)

	OneShareSM Catastrophic
Eligible for Sharing Review Membership Guidelines for full details: Waiting Periods, Pre-Existing Limitations, service-specific limits, ISA, and Visit Fees for all Eligible Expenses. All ISAs, fees, Per Incident Limits and Lifetime Maximums are per Member.
Individual Sharing Amount (ISA)	$5,000 / $10,000
Maximum Limit Per Incident	$150,000 / $250,000 / $500,000
Lifetime Sharing Maximum	$300,000 / $500,000 / $1,000,000
Physician Visits OneShare Members have access to a broad range of Providers through the First Health Network. Choosing an in-network Provider will result in faster sharing request processing and ensure that Members do not face additional sharing responsibility for Eligible expenses.
Virtual Urgent Care (Telemedicine) Virtual Urgent Care is immediately available. It is not owned or operated by OneShare Health, LLC. but is made available by Clever Health.	$0 Visit Fee / 100% Shared
Preventive Services and 1 Wellness Visit	Not Eligible
Primary Care Physician	Not Eligible
Specialists Specialist Visits due to Eligible Hospitalization or Outpatient Surgery.	$75 Visit Fee
Facility Services
Urgent Care Facility	Not Eligible
Emergency Room After the Visit Fee, Emergency Room services are Eligible for Sharing up to $10,000 then ISA applies.	$500 Visit Fee Up to $10,000 then ISA applies.
All Other Services OneShare Members have access to a broad range of Providers through the First Health network. Choosing an in-network Provider will result in faster sharing request processing and ensure that Members do not face additional sharing responsibility for Eligible expenses.
X-rays / Labs / Diagnostics Eligible only during an Eligible Inpatient Hospitalization or after an Eligible Outpatient Surgery.	Eligible After ISA
In/Outpatient Surgery Eligible after ISA is met up to Maximum Limit Per Incident.	Eligible after ISA
Maternity	Not Eligible
Hospitalization Eligible after ISA is met up to Maximum Limit Per Incident	Eligible after ISA.
Membership Services
Prescription, Health, Wellness, and Entertainment Discounts Discount Programs will vary by state and are not owned or operated by OneShare Health, LLC. Members in Washington state are Eligible for the state’s WPDP Discount Card through the Washington State HCA.	Included
Mental Health Support Mental Health Support is not owned or operated by OneShare Health.	24/7 Intuitive Mental Health Chatbot from Clever Health

Learn more about OneShare Health Catastrophic plan, a cheap catastrophic health insurance alternative.

Membership Discount Programs

All OneShare Health Members* get access to a full suite of cutting-edge ancillary services, including vision, dental, and prescription discounts for total, quality care.

*Does not include Washington Catastrophic Program Members, services may vary by state.