OneShare's HCSM offers a catastrophic health insurance plan alternative. Save money when you enroll in the best catastrophic plan for your family.

OneShare's HCSM is a cheap catastrophic insurance plan alternative. Learn more about our Catastrophic medical plan today!

Our Catastrophic Program is our most affordable health care sharing Membership. It’s ideal for individuals who are in good health and in a good position to bless others.

'Do not neglect to do good and to share what you have, for such sacrifices are pleasing to God.' Hebrews 13:16 (ESV)

Get a catastrophic health insurance plan alternative with our HCSM! Learn more about the best catastrophic plan that will save you money.

Download Catastrophic
Program Overview

ENGLISH (PDF)

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Our Catastrophic Program is our most affordable health care sharing Membership. It’s ideal for individuals who are in good health and in a good position to bless others.

'Do not neglect to do good and to share what you have, for such sacrifices are pleasing to God.' Hebrews 13:16 (ESV)

Catastrophic Health Insurance Alternative | Christian Health Sharing Ministry Plan Download

Download Catastrophic
Program Overview

ENGLISH (PDF)

Enroll in Our Catastrophic Health Sharing Program Today

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	OneShareSM Catastrophic
Sharing Services Review Membership Guide for full details, waiting periods, pre-existing limitations, limits and ISA for all Sharing Services.
Provider Network (First Health^®)	In Network / Out-of-Network Out-of-Network sharing reimbursement is based on the lesser of the Out-of-Network provider actual billed amount or Maximum Reasonable Guidelines for Eligible Services provided.
Individual Sharing Amount (ISA) Options	$5,000 / $10,000
Sharing for Eligible Expenses
X-rays / Labs / Diagnostic	Eligible Expenses are Shared at 100% after ISA is met, up to Maximum Limit Per Incident. Outpatient: Pre-Admission / Post-Admission
Specialists	$75 Visit Fee per Visit
Emergency Room	$300 Visit Fee per Visit
In/Outpatient Surgery	Eligible Expenses are Shared at 100% after ISA is met, up to Maximum Limit Per Incident.
Hospitalization	Eligible Expenses are Shared at 100% after ISA is met, up to Maximum Limit Per Incident.
Maximum Limit Per Incident Review the Maximum Sharing Guidelines in the Eligible Sharing Descriptions and Limits section of the Guidebook.	$150,000 / $250,000 / $500,000
Lifetime Sharing Maximum	$300,000 / $500,000 / $1,000,000
Telemedicine / DialCare Telemedicine is not owned or operated by OneShare Health, LLC, but made available to OneShare Members by DialCare or Teladoc in MA. The Prescription Discount Program in not owned or operated by OneShare Health, LLC, but made available to OneShare Members by Careington, NBI, or Washington State HCA depending on Program or state which the Member is enrolled.	Consult Fee 100% Shared
Additional Member Services Available
Prescription Discount Program The Prescription Discount and Membership Discount Programs are not sharing services and are not owned or operated by OneShare Health, LLC. These are made available to OneShare Members by Careington.	Elixir (Formerly EnvisionRX)
Membership Discount Programs The Prescription Discount and Membership Discount Programs are not sharing services and are not owned or operated by OneShare Health, LLC. These are made available to OneShare Members by Careington.	Included (see below)
Behavioral Health / Member Assistance Program (MAP) Behavioral Health / Member Assistance Program (MAP) is not owned or operated by OneShare Health, LLC but is provided by IBH.	24/7 Crisis Management 4 Counseling Sessions

Membership Discount Programs

All Members* of OneShare's Health Care Sharing Ministry receive access to a full suite of cutting-edge ancillary services at Membership discounts for total, quality care.

*Does not include Washington Catastrophic Program Members. Services may vary by state.