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Membership Overview

Learn More About OneShare Health Programs


Life brings unexpected challenges. You want to take care of your health with confidence and without the stress of complicated programs or overwhelming costs. But where can you find a solution that aligns with your faith and values?

At OneShare Health, we offer you a community of believers who share one another’s medical needs. As a recognized Health Care Sharing Ministry, we make health care sharing simple, affordable, and faith-centered.

Browse Programs
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Finding Affordable Health Care Can Be Challenging

 

Quick Response Times

Say goodbye to long wait times! We prioritize your needs with most Sharing Requests completed within three weeks, so you get the help you need, when you need it.

 

Inclusive Services for Every Member

From preventive and wellness services to specialist care, OneShare Health offers a full range of eligible services, designed with your health in mind.

 

Budget-Friendly Monthly Contributions

Choose from flexible sharing options tailored to fit your health needs and budget, making it easier to manage monthly contributions.
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Navigating health care can leave you feeling frustrated. Skyrocketing medical costs, confusing options, and impersonal services make it hard to find a solution that aligns with your faith and supports your family. You deserve more than just an option—you deserve a community that cares.

At OneShare Health, we’re a Health Care Sharing Ministry committed to helping Christians share each other’s medical expenses through affordable programs that reflect your values. Our ACA-exempt Health Care Sharing Programs offer an alternative to traditional health insurance, allowing Members to share the cost of Eligible medical bills and access valuable medical Discount Services¹, including Prescriptions, Vision, Dental, Diabetic Supplies, and more.

Together, we make health care sharing simple, affordable, and faith-driven.

1Discount Services vary by state and are not owned or operated by OneShare Health, LLC. Members in Washington State are eligible for the state's WPDP Discount Card through the Washington State HCA.

Ready to Start Saving and Unlock Valuable Member Features?

Switch to OneShare Health from another Health Care Sharing Ministry, or if you've been a Member of another HCSM within the last six months, and we’ll waive your Application Fee and give you 10% off your first month. That’s over $250 in savings and immediate access to incredible Member features.

 

 

Here’s What’s Included in Every Program:

 
OSH iPhone Medical
Virtual Urgent Care (Telemedicine)

With Clever Health, managing everyday health is simple. As a OneShare Health Member, enjoy 24/7 access to board-certified providers year-round. Virtual Urgent Care (Telemedicine) is 100% Shared, and phone access is available if needed.
Virtual Primary Care

Take control of your primary care with Virtual Primary Care. Choose when and how to see your physician, whether for managing chronic conditions, routine checkups, or specialist referrals.
Mental Health & Wellness

Enjoy a range of services designed to support your mental well-being. Whether you’re looking for someone to talk to or need professional counseling, making it easy to find the care you need to feel like yourself again—all from the comfort of home.
Virtual Vet Care

OneShare Health now offers Virtual Vet services for your pets through Celever Health! Accessible 24/7, licensed vets provide guidance on general questions, ongoing illnesses, and emergency support for your furry friends.
RX Valet

With RX Valet, find local pharmacies, get the lowest guaranteed price with Pre-Pay Select, or use convenient Home Delivery. Learn more about RX Valet’s offerings to OneShare Health Members by filling out the form below.
Wellcard Savings

Your WellCard Savings Card unlocks major discounts on essentials like Dental, Vision, and Prescriptions. Enjoy savings on entertainment, including Disney® theme parks, movies, hotels, rental cars, and more!

Compare Our Programs

Your health care needs are unique, and your solution should be, too. At OneShare Health, we offer programs designed to match your lifestyle, budget, and faith-based values. Whether you’re looking for short-term or basic protection in case of life’s unexpected challenges or a more comprehensive approach to Health Care Sharing, we've got something for you.
OneShare Catastrophic Program OneShare Catastrophic Program OneShare Classic Program
Contributions as Low as
$ 50.99
per month
Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
Enroll up to 12 months with an option to re-enroll.
 		Contributions as Low as
$ 72.99
per month
Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
Contributions as Low as
$ 92.99
per month
Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
Eligible Services
Virtual Urgent Care (Telemedicine)
Telemedicine services are not owned or operated by OneShare Health LLC., but made available to OneShare Members by Clever Health.
Mental Health Support
Mental Health Support is not owned or operated by OneShare Health, LLC, but made available by Clever Health. If you are in a crisis situation, please call or text the 988 Suicide & Crisis Lifeline or visit 988lifeline.org for help.
X-Rays / Labs / Diagnostics
Catastrophic and Cat365 programs are eligible for Emergency Room and Hospitalization only.
Emergency Room
Emergency Room expenses under $10,000 are subject to a Visit Fee. Emergency Room expenses $10,000 or over are subject to ISA.
Hospitalization
After ISA is met, Eligible up to Per Incident Sharing Maximum. Outpatient, Pre and Post Admission for Hospitalization/Outpatient Surgery.
Prescription Discount Program
Discount Services vary by state and are not owned or operated by OneShare Health, LLC. Members in Washington state are eligible for the state’s WPDP Discount Card through the Washington State HCA.
Lifetime Sharing Maximum
Primary Care Physician
OneShare Members have access to a broad range of Providers through the First Health Network. Choosing an in-network Provider will result in faster sharing request processing and ensure that Members do not face additional sharing responsibility for Eligible expenses.
 N/A N/A
Urgent Care Facility N/A N/A
Preventive Services
Preventive Services and 1 Wellness Visit are Eligible after a 180-day waiting period.
 N/A N/A
Maternity
Eligible After ISA on Classic Crown. Natural Delivery $5,000; C-Section $8,000; complications $50,000.
 N/A N/A
Per Incident Sharing Maximum
$150,000 / $250,000 / $500,000
$150,000 / $250,000 / $500,000
$150,000 / $250,000 / $500,000
  Learn More Learn More Learn More
 

Additional Features for Every OneShare Health Member

At OneShare Health, we strive to go beyond facilitating the sharing of medical costs. No matter which Health Care Sharing Program you choose, every Member has access to a host of additional features designed to enhance your overall wellness and provide peace of mind. Here’s a glimpse of what’s included:

  • Virtual Urgent Care 24/7: $0 visit fee for telemedicine services available anytime, powered by Clever Health.
  • Mental Health Support: Access therapy, AI-powered mental wellness tools, and 24/7 peer support.
  • Prescription Discounts: Save on medications with Rx Valet, Clever Rx, and WellCard Savings.
  • Virtual Vet Services: Yes, even your furry family members deserve care too!
  • WellCard Health Discounts: Enjoy savings on vision, dental, hearing care, and more.
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Additional Features for Every OneShare Health Member

At OneShare Health, we strive to go beyond facilitating the sharing of medical costs. No matter which Health Care Sharing Program you choose, every Member has access to a host of additional features designed to enhance your overall wellness and provide peace of mind. Here’s a glimpse of what’s included:

  • Virtual Urgent Care (Telemedicine) 24/7: $0 visit fee for telemedicine services available anytime, powered by Clever Health.
  • Mental Health Support: Access therapy, AI-powered mental wellness tools, and 24/7 peer support.
  • Prescription Discounts: Save on medications with Rx Valet, Clever Rx, and WellCard Savings.
  • Virtual Vet Services: Yes, even your furry family members deserve care too!
  • WellCard Health Discounts: Enjoy savings on vision, dental, hearing care, and more.

 

 

Save More

With better Programs.

 

With three different OneShare Health Programs to choose from, you don’t have to worry about a complicated health care choice! Find your perfect fit and enjoy the quality care you’ve come to expect from our Christian health ministry.

 

arrow-icon

 
 2021_OneShare_Catastrophic_Wordmark_RGB_Orange_web

Contributions as low as

 OSH_Cat_Rate_92-99
per month
ⓘ
Included in Program
  • ✔ Membership Discounts Including Vision & Dental
  • ✔ Emergency Care for Life's Unexpected Events
  • ✔ 24/7 Telemedicine at No Additional Cost
  • ✔ Mental Health Support at No Cost
  • ✔ Freedom to Choose Any Doctor
  • ✔ Next-Day Active Dates
 Catastrophic365 Program Logo-1

Contributions as low as

 OSH_Cat_Rate_92-99
per month
ⓘ
Included in Program
  • ✔ Membership Discounts Including Vision & Dental
  • ✔ Emergency Care for Life's Unexpected Events
  • ✔ 24/7 Telemedicine at No Additional Cost
  • ✔ Mental Health Support at No Cost
  • ✔ Freedom to Choose Any Doctor
  • ✔ Next-Day Active Dates
 2021_OneShare_Classic_Wordmark_RGB_Blue_web

Contributions as low as

 OSH_Class_Rate_92-99
per month
ⓘ
Included in Program
  • ✔ All Catastrophic services including these additional features
  • ✔ Comprehensive Preventive Services
  • ✔ Maternity Sharing Eligible
  • ✔ Unlimited Specialist Visits
  • ✔ Primary Care Doctor
  • ✔ Urgent Care Visits

 

 

Save More

With better Programs.

 

With three different OneShare Health Programs to choose from, you don’t have to worry about a complicated healthcare choice! Find your perfect fit and enjoy the quality care you’ve come to expect from our Christian health sharing ministry.

 

arrow-icon

 
 2021_OneShare_Catastrophic_Wordmark_RGB_Orange_web

Contributions as low as

 OSH_Cat_Rate_92-99
per month
ⓘ
Included in Program
  • ✓ Membership Discounts Including Vision & Dental
  • ✓ Emergency Care for Life's Unexpected Events
  • ✓ 24/7 Telemedicine at No Additional Cost
  • ✓ Mental Health Support at No Cost
  • ✓ Freedom to Choose Any Doctor
  • ✓ Next-Day Active Dates
 2021_OneShare_Classic_Wordmark_RGB_Blue_web

Contributions as low as

 OSH_Class_Rate_92-99
per month
ⓘ
Included in Program
  • ✓ All Catastrophic services including these additional features
  • ✓ Comprehensive Preventive Services
  • ✓ Maternity Sharing Eligible
  • ✓ Unlimited Specialist Visits
  • ✓ Primary Care Doctor
  • ✓ Urgent Care Visits

Looking for something Short-Term?

Finding the right short-term option can be tough. OneShare Health makes it easy with a flexible, affordable Health Care Sharing solution for up to one year—no long-term commitment required.

Catastrophic365 Program Logo-1

Simple, Affordable Protection for Temporary Needs

 

Contributions as low as

OSH Cat365 Pricing Icon
per month
ⓘ

 

When you need Health Care Sharing without a long-term commitment, Catastrophic365 provides year-long support with the option to cancel anytime. Ideal for temporary or minimal health care needs, this Program is designed to be easy and accessible, with next-day Active dates and the ability to re-enroll annually.

 

Plan Features
  • ✓ Ideal for Temporary Gaps
  • ✓ For Low Health Care Use
  • ✓ Our Most Affordable Program
  • ✓ No 4-Month Limit
  • ✓ Flexible – Cancel Anytime
  • ✓ Includes Telemedicine & Discounts
  • ✓ Next-Day Active Dates
  • ✓ Reenroll in Consecutive 12-Month Programs

 

 

Flexible Protection

With Catastrophic365.

 

When you need Health Care Sharing without the long-term commitment, Catastrophic365 is here for you. Get affordable, year-long coverage with the freedom to cancel anytime, designed for temporary or low health care needs. Enjoy seamless, next-day effective dates and re-enroll yearly with ease.

 

arrow-icon

 
 Catastrophic365 Program Logo-1

Contributions as low as

 OSH Cat365 Pricing Icon
per month
ⓘ
Included in Program
  • ✓ Ideal for Temporary Gaps
  • ✓ For Low Health Care Use
  • ✓ Our Most Affordable Plan
  • ✓ No 4-Month Limit
  • ✓ Flexible – Cancel Anytime
  • ✓ Includes Telemedicine & Discounts
  • ✓ Next-Day Effective Dates
  • ✓ Reenroll in Consecutive 12-Month Plans

Take the Next Step Today

Get an Instant Custom Quote By Filling Out the Form Below

Your Questions Answered.

Take a Look at Our Most Frequently Asked Questions.

We’re here to provide the answers you need so you can confidently choose a Health Care Sharing Program that aligns with your values and supports your family's health. Need additional support? Our representatives are standing by to answer all of your questions - just call 833-550-1545 to get started.

  • Who is OneShare Health?

    OneShare Health is a medical cost-sharing family that welcomes, invites, and unites those who agree with our core biblical principles relating to life, health, and caring for others, as evidenced in our shared Statement of Beliefs.

  • What if my doctor is not in the Provider Locator?

    Members are not required to use a network Provider, but you could end up with additional sharing responsibility if you choose an out-of-network Provider. Contact Member Support at (855) 699-1274 so we can help you avoid getting stuck with a balance bill from your out-of-network Provider.

  • What is a Health Care Sharing Ministry?

    Health ​Care Sharing Ministries are organizations that facilitate the sharing of health care costs among individual Members who have common ethical or religious beliefs.  

    • Members of Health Care Sharing Ministries are exempt from the individual mandate requirement of the U.S. Patient Protection and Affordable Care Act ("ACA"). The individual shared responsibility provision ("individual mandate") of the ACA was repealed in December 2017, effective in 2019.
    • This means members of Health Care Sharing Ministries are not required to have insurance as outlined in the individual mandate of the ACA. However, you may wish to consult your legal advisor regarding any relevant individual mandates under state law.

  • How Does Health Care Sharing Work?

    Medical cost-sharing describes the collective effort to pay Eligible medical bills. When you are a Member of a Health Care Sharing Ministry, your Monthly Contribution is used to share in other Members’ medical bills and vice versa.

  • Is OneShare Health ACA-exempt?

    Yes, our Members are eligible for an exemption from the ACA's individual mandate. OneShare Health shares the certification issued by the federal Department of Health and Human Services to its parent, OneShare International (d/b/a Anabaptist HealthShare). Effective January 1, 2019, that individual mandate is no longer enforced under federal law. You may wish to consult your legal advisor regarding any relevant individual mandates under state law.

  • Are OneShare Health Programs available in my area?

    Most likely, though there are some limitations.

    OneShare Health Programs are available nationwide, excluding the residents of NM, WA, WI, MA, MD, VT, MT, & PA. 

    For a full list of our state notices, read our Disclosures & Disclaimers.

  • Is a Health Care Sharing Program right for me?

    With the constant rising costs of health insurance and the seeming decreases in medical coverage, people can find themselves desperately looking for a feasible option. How awesome would it be if there was a great health care program with an affordable monthly cost?

    With affordable options tailored to fit your individual needs and designed to give you the freedom to choose your own doctor, OneShare Health Programs have become a popular ​option. Contact us today online or by calling (833) 550-1545 to see why so many others have switched to a Health Care Sharing Program!

  • Is OneShare Health Christian health insurance?

    No. Christian health insurance does not exist.

    Remember, OneShare Health is not health insurance. We are a Christian Health Care Sharing Ministry (HCSM), also known as a “medical cost-sharing ministry,” that facilitates the sharing of Eligible medical expenses for and through our Members.

    Since there’s no such thing as Christian health insurance, you have the option of joining a traditional health insurance plan. Contrarily, OneShare Health is an ACA-exempt option for individuals and families facing the rising cost of health care! We even offer next-day Active Dates.